{"id":237,"date":"2023-12-08T20:43:52","date_gmt":"2023-12-08T20:43:52","guid":{"rendered":"https:\/\/www.mysaginawdental.com\/blog\/?p=237"},"modified":"2024-01-22T20:44:06","modified_gmt":"2024-01-22T20:44:06","slug":"understanding-100-80-50-what-you-need-to-know-about-dental-insurance-coverage","status":"publish","type":"post","link":"https:\/\/www.mysaginawdental.com\/blog\/2023\/12\/08\/understanding-100-80-50-what-you-need-to-know-about-dental-insurance-coverage\/","title":{"rendered":"Understanding 100-80-50: What You Need to Know About Dental Insurance Coverage"},"content":{"rendered":"
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Determining what kind of coverage you can get from an insurance company is always a little bit difficult. Even when they\u2019re transparent about what they pay out for certain kinds of claims, this information is sometimes buried deep in legalese and jargon that makes it hard to understand.<\/p>\n\n\n\n

These problems are compounded in the case of dental insurance<\/a>, which most people are a little less familiar with than general health plans. Making the most of your dental benefits entails understanding all that you can about what kind of coverage you can get in certain situations; that being the case, here\u2019s what you should know about what payout you can expect from your dental plan.<\/p>\n\n\n\n\n\n\n\n

Different Rates for Different Kinds of Care<\/h2>\n\n\n\n

The main thing you need to understand about dental care if you want to predict the level of coverage you\u2019ll get is that dental insurance pays out for different kinds of care at different rates. While the precise numbers depending on your particular plan, they tend to break down like this:

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Preventive Care<\/h3>\n\n\n\n

Most dental plans will cover 100% of checkups and cleanings, at least up to a certain number of them in a given year. Preventive care is the cheapest dentistry you can get and will make other procedures unnecessary by stopping oral health problems before they start. The high rate of coverage serves as an incentive for enrollees to get regular checkups, saving insurance companies money in the long run.<\/p>\n\n\n\n

Minor Restorative Care<\/h3>\n\n\n\n

Simpler, more affordable kinds of restorative care aren\u2019t covered at quite 100%, but you can usually still expect dental plans to pay for around 80% of the cost of the procedure.<\/p>\n\n\n\n

Examples of minor restorative care include:<\/p>\n\n\n\n