{"id":52,"date":"2020-11-07T22:00:00","date_gmt":"2020-11-07T22:00:00","guid":{"rendered":"https:\/\/www.mysaginawdental.com\/blog\/?p=52"},"modified":"2020-12-09T22:03:58","modified_gmt":"2020-12-09T22:03:58","slug":"what-does-dental-insurance-cover","status":"publish","type":"post","link":"https:\/\/www.mysaginawdental.com\/blog\/2020\/11\/07\/what-does-dental-insurance-cover\/","title":{"rendered":"Do You Know What Your Dental Insurance Covers?"},"content":{"rendered":"\n
\"dental<\/figure><\/div>\n\n\n\n

You pay for it every month and you know it\u2019s important, but do you understand how your dental insurance<\/a> works? Your benefits can save you a lot of money when caring for your smile, but only if you use them correctly! Knowing what your insurance plan covers is essential if you want to make the most of your dental benefits. To help you get started, read to learn more about what you can typically expect when it comes to dental insurance coverage.<\/p>\n\n\n\n\n\n\n\n

Understanding Annual Maximums and Deductibles<\/h2>\n\n\n\n

Before we get into what most dental insurance companies cover, it\u2019s important to understand two key terms: your deductible and annual maximum. Your annual maximum is the dollar amount your dental insurance is willing to pay for your treatments in a single coverage period (which is usually one calendar year).<\/p>\n\n\n\n

However, before you can start taking advantage of your annual maximum, you need to meet your deductible. Your deductible is how much you need to pay for the cost of your dental care before your insurance policy will start to cover the costs. Once you\u2019ve paid for your deductible, your dental insurance will pay for your care up to your annual maximum.<\/p>\n\n\n\n

The 100-80-50 Insurance Coverage Structure<\/h2>\n\n\n\n

Dental insurance policies will usually pay for different portions of different types of treatments. While every plan is slightly different, most follow a 100-80-50 structure of coverage, which means they\u2019ll pay for:<\/p>\n\n\n\n