Attempting to understand the details that surround Medicaid and CHIP programs can be challenging. With so many minor details, stipulations, exclusions, and more, it’s important that you have a dedicated dental team who can help you navigate the convoluted terms and coverage of your plan. At Saginaw Dental, we are pleased to be a Medicaid and CHIP dentist that offers easy and affordable care to families in the area.
When using CHIP (Children’s Health Insurance Program) to cover your child’s oral healthcare expenses, you can expect to pay less out of pocket for regular services associated with improving their dental health. For your child to be eligible, they must be a Texas resident and US citizen who is 18 years of age or younger.
If Medicaid is what you intend to use, this federal and state program makes it easy to afford regular dental care for the youngest members of your family. Whether you have infants, toddlers, school-aged children, or teenagers, Medicaid can be a great way to provide them with the preventive and restorative treatment they need to ensure a healthier smile.
Whether you plan to use CHIP or Medicaid to cover your child’s dental expenses, you’ll be pleased to learn that the following are covered:
Although your child may be fearful of the dentist’s office, any method of sedation is unlikely to be covered by these programs. Additionally, cosmetic and orthodontic treatments are also not covered.
Medicaid for adults is vastly different than plans used for children’s oral healthcare needs. Instead of covering preventive and restorative services, older individuals can seek coverage for emergency dental care through Medicaid. However, this must require that you meet all the necessary state requirements. If you do not, financing is available at Saginaw Dental with the help of CareCredit. Applying for one of the low to no-interest payment plans makes it easy to stay within your budget while working toward a healthier smile.
Keeping your and your child’s smiles healthy is key to avoiding restorative and emergency dental care. Although not all injuries are avoidable, staying on top of your oral hygiene routine can lower the risk of tooth decay, gum disease, cavities, and other serious dental problems. You can count on our team at Saginaw Dental to recommend additional ways to safeguard your family’s smiles so that more extensive and costlier treatment remains unnecessary.